⚡ Breaking - Banks Must Rethink Fraud Prevention As Scams Shift From Cyber Threats To Behavioural Risk

📰 BREAKING

Banks just discovered their fraud prevention models are built for the wrong threat.

The attack vector isn't infrastructure anymore—it's decision-making under social engineering. When a customer authorises a payment to a scammer impersonating their accountant, your perimeter security is irrelevant.

This matters because compliance frameworks like APRA CPS 230 now hold institutions accountable for operational resilience across third-party risk and customer outcomes—not just technical controls. Your AI agents need to detect behavioural anomalies in real-time authorisation flows, not just flag known attack patterns.

The question now: does your risk architecture treat agent decision logs as compliance artifacts, or are you still bolting explainability onto black-box models after deployment?

At QikAI, we architect agent governance into the transaction layer—because regulatory breach doesn't wait for your next sprint.

Follow QikAI for compliance-first AI design: https://www.linkedin.com/company/108717267